Cash management for corporates

Today’s complex economic environment demands that corporates have greater transparency around their cash flows and payments procedures. Meeting increased regulatory requirements also demands they need to adopt stricter controls and better standardisation

Our global cash management services, underpinned by advanced technology and the expertise of its teams, allow companies to benefit from effective ways to generate synergies and realise cost-benefits across borders, currencies and payment types.

 

Our cash management business is built upon a much envied global platform that few competitors can match.  Our global reach includes Central and Eastern Europe, the eurozone, Switzerland, the Nordics, Russia, Turkey, the UK, Saudi Arabia and the United Arab Emirates, where we provide global, regional and domestic solutions to clients.

 

Our Asia presence in 14 countries across the region, provides dedicated sales, implementation and service teams. This network also extends to Australia, New Zealand and Macau.

Cash management corporates’ growing presence in the Americas not only covers the United States, but also Latin American markets such as Argentina, Brazil and Mexico.

Our cash management corporates business works with clients to ensure they can interpret the ever-changing regulatory landscape and also optimise the opportunities that emerge. Moreover, we are an active voice on industry bodies and working groups that discuss and effect market change.

Global solutions for specific issues

Our cash management corporate experts provide a wide range of world-class solutions that can help clients improve liquidity and cash flow and optimise their treasury and payment businesses in Europe, Asia and the Americas

We also offer a complete range of services to handle the complexities of global, regional and domestic cash management, including global payments, cheque services, liquidity management, information and reporting services as well as financial supply chain management

Corporates need a payments partner that can meet the challenges of a rapidly globalising international payments system
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  • Bulk payments

    Outgoing electronic, single currency, bulk, low value, domestic and/or regional payment instrument initiated by the payer and processed via banks and ACH clearing. Specific client offerings are: SEPA Credit Transfer (outgoing), Local ACH

  • Bulk receivables

    Incoming electronic, single currency, bulk, low value, domestic and/or regional payment instrument initiated by the payer and processed via banks and ACH clearing. Specific client offerings are: SEPA Credit Transfer (incoming), Local ACH

  • Bulk collections

    Electronic, single currency, bulk, low value, domestic and/or regional collection instrument initiated by the payer and processed via banks and ACH clearing. Specific client offerings are: SEPA Direct Debits (incoming & outgoing), Local ACH

Despite the emergence of electronic payment technology, many companies prefer to pay their outstanding invoices by cheque. That’s where lockboxes in Europe, United States and Asia can provide a comprehensive solution to optimise the entire cheque collection process, including image archives and electronic reporting
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  • Cheque receivables

    We provide a complete range of secure services which expedite and improve the efficiency of the “on paper” processing of clients’ incoming payments

  • Cheque payables

    We provide a complete range of efficient and secure services for payment transfers “on paper”

The FX4Cash product suite is built upon a flexible, stable and resilient platform designed to meet the unique needs of our diverse clients. FX4Cash heavily integrates with our existing client access channels – providing extensive reach to global payment and clearing systems – and its leading FX trading infrastructure provides clients with a one stop solution for worldwide cross-border currency payments
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The Cross-Border ACH (XB-ACH) platform is designed to meet the unique payment needs of our global corporate clients. This streamlined solution helps clients make low-value ACH payments around the globe to their vendors or suppliers using our cost-efficient ACH network. Clients can leverage our capabilities to access low-value local clearing systems without the need to maintain accounts in each country. The solution offers a single pipeline for all cross-border payments, supporting over 120+ payment currencies.
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Corporates need a payments partner that can meet the challenges of a rapidly globalising international payments system
Read more
  • Treasury payments & High value payment (HVP) wires

    High Value Payments are outgoing, single, domestic and cross-border, multi-currency, high value payment (with FX conversion as additional service).

Every company faces daily issues of liquidity from holding surplus cash generated from incoming payments on the one hand, and overdrafts caused by outgoing payments on the other. We provide a simple product to make liquidity management more efficient and transparent
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  • Cash concentration

    Optimising cash positions across multiple entities in different countries can be challenging

  • Client netting service

    Multi lateral netting service for inter and/or intra company accounts payables and accounts receivables items

  • Investment (Money market funds)

    We offer clients an automated suite of concentration, pooling, and intraday/overnight investment services to help ensure the reduction of idle balances, optimise interest earning potential, and enable the self-funding of overdraft positions around the world

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Global recognition

The Asian Banker Transaction Banking Awards 2016

The Asian Banker Transaction Banking Awards, May 2016

  • Best International Transaction Bank, Asia Pacific
  • Best International Cash Management Bank, Asia Pacific
  • Best Global (EUR & USD) Clearing Bank, Asia Pacific
TM

Treasury Management International (TMI), 2015 Awards for Innovation & Excellence in Treasury & Risk Management, December 2015

  • Best Bank Asia Pacific for Payments & Collections
10

Euromoney Cash Management Survey, Oct 2015

Corporate Survey results (Top 3 only listed)
  • No. 1 in Western Europe
  • No. 1 in Germany, Portugal, Spain
  • No. 2 in Austria, Indonesia, Malaysia, Philippines, Sri Lanka, Ukraine